A: pay bills/Use online banking

MANY CONSUMERS WON’T SHOP OR BANK FROM THEIR PHONES: What don’t you use your smartphone for? A new poll finds that 48 percent of consumers said they would “never” use bill payment apps on their phones, and 44 percent said they would never use mobile banking services. One in five said they did not feel safe shopping on their smartphone, and 63 percent said they worry about security on their mobile device. The survey covered two thousand people and also found that the top worry of respondents was safeguarding their data against identity theft if their phone got stolen. Intercede CEO Richard Parris says there are many security features readily available for these phones, but it’s up to app developers and service providers to make use of them. Parris says, “If this baseline security technology was more widely embraced, the cellphone has the potential to be the personal security enabler of the future and not the security bleed it is viewed as being today.” (CBS)